01
Unlock equity
Turn home equity into productive capital you can deploy onchain — without selling the house.
Mortgage markets, onchain
Home-loan yield.
Onchain dollar.
Mint KUSD against real US mortgages — earn durable residential yield, or unlock capital from your home without selling it.
Target APY from mortgage cash flows · not a guarantee of future returns
10.2%
Target APY
24/7
Settlement
US RE
Home-backed
KUSD
Keystone USD
Current earn rate
10.2%
T-bill baselineMortgage spread
Collateral
US mortgages
Seniority
Senior claim
Mint
USDC → KUSD
Use
Stake · spend · build
US mortgages·10.2% target APY·KUSD·Solana mainnet·Senior claim·24/7 settlement·Home equity·Real yield·US mortgages·10.2% target APY·KUSD·Solana mainnet·Senior claim·24/7 settlement·Home equity·Real yield·
Product
Earn real yield from residential debt
Access liquidity from home equity — or earn by funding others. One onchain dollar connecting both sides of the mortgage market.
02
Real yield
KUSD yield is sourced from high-quality US mortgage cash flows — not emissions or leverage games.
03
Hard collateral
Over-collateralized by real property. Senior claims. Public reserves. Built for continuous settlement.
Market context
US interest rates
6.69%
30Y
6.01%
15Y
4.69%
10Y
3.8%
4W
Illustrative public rate levels for product context only.
Why mortgage yield wins
T-bills set the floor. US residential mortgages pay a durable spread above that floor — the cash flow KUSD is designed to pass through to stakers.
- ✓Senior exposure to real property cash flows
- ✓Predictable schedules vs. crypto-native yield
- ✓Composable dollar for DeFi, payments, savings
30-Year
6.69%
KUSD Earn
10.2%
Simple process
How it works
KUSD is the stability of real estate with the flexibility of digital assets.
01
Swap
Exchange approved stablecoins for KUSD in under a second.
02
Earn
Stake KUSD and compound returns from low-volatility real estate debt.
03
Build
Transact, trade, or compose new products on a mortgage-backed dollar.
KUSD token
The Keystone advantage
Build on KUSD — earn secure US mortgage yield from dust-size positions to institutional scale.
1
Asset-backed stability
KUSD earns by funding high-quality loans — capital with a real home behind it, not token incentives.
2
Fully applied capital
Deploy in seconds. Homeowners can route yield into principal and compress years of payments.
3
Transparent seniority
Over-collateralized by real estate. Senior yield sits above market noise, visible onchain.
Protocol snapshot
Built to last
BackingUS residential mortgages
SettlementInstant, 24/7 onchain
TransparencyPublic structure & reserves
CompositionStablecoin-native mint path
HomeownersEquity unlock + principal routing
BuildersComposable dollar primitive
Real estate
Cash flows from homes, not hype cycles
Senior claim
Structured above residual risk layers
Onchain rails
Global access with continuous settlement
Two-sided market
Investors earn · owners unlock equity
Updates
Stay in the loop
Product launches, market notes, and protocol announcements — no noise.